Industry Average Yield: 3.38 %
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio | |
---|---|---|---|---|---|---|---|
FMC | FMC | 3.84 % | 13 B | 2.0 % | 22.77 | ||
HUN | Huntsman | 3.36 % | 7 B | 3.0 % | 9.31 | ||
APD | Air Products & Chemicals | 2.93 % | 66 B | 2.3 % | 34.74 | ||
CF | CF Industries Holdings | 2.13 % | 14 B | 2.5 % | 46.32 | ||
EMN | Eastman Chemical | 3.42 % | 15 B | 3.3 % | 30.48 | ||
IFF | International Flavors & Fragrances | 3.30 % | 37 B | 2.8 % | 159.55 | ||
SQM | Sociedad Quimica y Minera de Chile | 6.05 % | 19 B | 5.3 % | 0.00 | ||
TG | Tredegar | 5.07 % | 369 M | 10.0 % | 11.60 | ||
MOS | Mosaic | 2.68 % | 13 B | 1.3 % | 7.90 | ||
DD | DuPont de Nemours | 2.12 % | 40 B | 1.8 % | 6.51 | ||
PPG | PPG Industries | 1.97 % | 37 B | 1.8 % | 26.93 | ||
CBT | Cabot | 1.88 % | 3 B | 2.7 % | -61.21 | ||
RPM | RPM International | 1.68 % | 12 B | 2.0 % | 26.82 | ||
NEU | NewMarket | 1.48 % | 4 B | 2.1 % | 15.19 | ||
CE | Celanese | 1.81 % | 18 B | 2.2 % | 6.57 | ||
ASH | Ashland Global | 1.60 % | 6 B | 1.5 % | 35.47 | ||
ALB | Albemarle | 1.28 % | 31 B | 1.2 % | 152.42 | ||
ECL | Ecolab | 0.97 % | 65 B | 1.1 % | 59.81 | ||
SHW | Sherwin-Williams | 0.83 % | 85 B | 0.6 % | 44.17 | ||
SCL | Stepan | 1.71 % | 3 B | 1.2 % | 18.72 | ||
VVV | Valvoline | 1.55 % | 7 B | 1.7 % | 16.99 | ||
WLK | Westlake Chemical | 1.22 % | 13 B | 1.4 % | 9.01 | ||
FUL | H.B. Fuller | 1.13 % | 4 B | 1.2 % | 27.22 | ||
KWR | Quaker Chemical | 0.95 % | 4 B | 0.9 % | 32.82 | ||
AVD | American Vanguard | 0.53 % | 465 M | 0.5 % | 24.85 | ||
GRA | W.R. Grace & Co | 0.47 % | 5 B | 1.4 % | 60.00 | ||
DOW | Dow | 4.89 % | 43 B | 5.0 % | 7.64 | ||
CC | Chemours | 4.81 % | 5 B | 3.8 % | 13.68 | ||
SMG | Scotts Miracle-Gro | 3.90 % | 9 B | 3.2 % | 17.50 | ||
NTR | Nutrien | 2.69 % | 39 B | • | 0.00 | ||
SXT | Sensient Technologies | 2.33 % | 4 B | 2.3 % | 36.63 | ||
TROX | Tronox | 3.00 % | 4 B | 2.9 % | 0.00 | ||
MTX | Minerals Technologies | 0.42 % | 2 B | 0.4 % | 16.84 | ||
CINR | Ciner Resources LP | 7.79 % | 372 M | 6.6 % | 0.00 | ||
LYB | LyondellBasell Industries NV | 5.05 % | 30 B | 9.7 % | 5.54 | ||
OLN | Olin | 1.38 % | 9 B | 2.8 % | 10.80 | ||
KOP | Koppers | 1.10 % | 672 M | 0.7 % | 9.05 | ||
VHI | Valhi | 0.71 % | 755 M | 7.5 % | 7.57 | ||
TSE | Trinseo | 0.10 % | 2 B | 3.4 % | 0.00 | ||
WLKP | Westlake Chemical Partners LP | 7.61 % | 842 M | 8.1 % | 0.00 | ||
KRO | Kronos Worldwide | 4.17 % | 2 B | 6.0 % | 18.68 | ||
ICL | ICL-Israel Chemicals | 3.43 % | 12 B | 5.6 % | 0.00 | ||
OEC | Orion Engineered Carbons SA | 0.66 % | 1 B | 1.6 % | 0.00 | ||
UAN | CVR Partners LP | 18.18 % | 850 M | 42.2 % | 0.00 | ||
POL | PolyOne | • | 2 B | 2.1 % | • | ||
FF | FutureFuel | 37.23 % | 343 M | 11.8 % | 55.15 | ||
DWDP | DowDuPont | • | 69 B | 2.5 % | • | ||
RYAM | Rayonier Advanced Materials | • | 378 M | 1.9 % | 4.23 | ||
CGA | China Green Agriculture | • | 92 M | • | -0.83 |
Industry Average Yield: 0.63 %
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio | |
---|---|---|---|---|---|---|---|
CCF | Chase | 1.25 % | 1 B | 0.8 % | 0.00 | ||
CMT | Core Molding Technologies | • | 75 M | 0.6 % | 0.00 |
Industry Average Yield: 1.25 %
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio | |
---|---|---|---|---|---|---|---|
MEOH | Methanex | 1.94 % | 3 B | 2.1 % | 0.00 | ||
HWKN | Hawkins | 1.75 % | 717 M | 1.4 % | 16.50 | ||
IOSP | Innospec | 1.32 % | 2 B | 1.2 % | 23.68 | ||
BCPC | Balchem | 0.83 % | 5 B | 0.6 % | 57.24 | ||
NTIC | Northern Technologies International | 2.91 % | 138 M | 1.6 % | 0.00 | ||
ADES | Advanced Emissions Solutions | • | 125 M | 7.3 % | 0.00 | ||
IPHS | Innophos Holdings | • | 630 M | 4.6 % | • |
Industry Average Yield: 0.49 %
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio | |
---|---|---|---|---|---|---|---|
0NHS | Nutrien | 3.90 % | 39 B | • | 0.00 | ||
JMAT | Johnson Matthey | 0.06 % | 5 B | 156.1 % | 0.00 | ||
CRDA | Croda | 0.04 % | 19 B | 118.1 % | 0.00 | ||
ZTF | Zotefoams | 0.02 % | 284 M | 37.2 % | 0.00 | ||
ESNT | Essentra | 0.01 % | 1 B | 202.0 % | 0.00 | ||
SYNT | Synthomer | 0.28 % | 3 B | 252.8 % | 0.00 | ||
TET | Treatt | 0.02 % | 913 M | 40.7 % | 0.00 | ||
VCT | Victrex | 0.04 % | 3 B | 104.4 % | 0.00 | ||
ELM | Elementis | • | 1 B | 522.3 % | 0.00 |
Industry Average Yield: •
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio |
---|
Industry Average Yield: 2.68 %
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio | |
---|---|---|---|---|---|---|---|
4093 | Toho Acetylene | 7.37 % | 75 M | 3.8 % | 0.00 | ||
4410 | Harima Chemicals | 4.65 % | 180 M | 3.3 % | 0.00 | ||
4041 | Nippon Soda | 4.03 % | 806 M | 3.5 % | 0.00 | ||
4221 | Okura Industrial | 3.70 % | 225 M | 3.6 % | 0.00 | ||
4361 | Kawaguchi Chemical Industry | 3.70 % | 16 M | 3.2 % | 0.00 | ||
4023 | Kureha | 6.36 % | 1 B | 2.6 % | 0.00 | ||
4403 | NOF | 5.41 % | 4 B | 1.8 % | 0.00 | ||
4186 | Tokyo Ohka Kogyo | 5.27 % | 3 B | 2.2 % | 0.00 | ||
4008 | Sumitomo Seika Chemicals | 3.94 % | 377 M | 3.4 % | 0.00 | ||
7958 | Tenma | 3.69 % | 466 M | 4.0 % | 0.00 | ||
4188 | Mitsubishi Chemical | 3.52 % | 12 B | 3.9 % | 0.00 | ||
5301 | Tokai Carbon | 3.46 % | 2 B | 2.9 % | 0.00 | ||
4272 | Nippon Kayaku | 3.46 % | 2 B | 3.0 % | 0.00 | ||
3405 | Kuraray | 3.41 % | 3 B | 3.5 % | 0.00 | ||
3407 | Asahi Kasei | 3.34 % | 14 B | 3.3 % | 0.00 | ||
4202 | Daicel | 3.30 % | 2 B | 3.3 % | 0.00 | ||
4095 | Nihon Parkerizing | 3.29 % | 1 B | 2.7 % | 0.00 | ||
3355 | Kuriyama | 3.28 % | 198 M | 2.5 % | 0.00 | ||
4996 | Kumiai Chemical Industry | 3.05 % | 923 M | 1.3 % | 0.00 | ||
7995 | Valqua | 2.99 % | 389 M | 4.6 % | 0.00 | ||
4362 | Nippon Fine Chemical | 2.94 % | 410 M | 2.5 % | 0.00 | ||
4021 | Nissan Chemical | 2.90 % | 9 B | 2.0 % | 0.00 | ||
7970 | Shin-Etsu Polymer | 2.90 % | 712 M | 2.2 % | 0.00 | ||
4088 | Air Water | 2.61 % | 3 B | 2.9 % | 0.00 | ||
4997 | Nihon Nohyaku | 2.46 % | 340 M | 2.6 % | 0.00 | ||
4401 | Adeka | 2.44 % | 2 B | 2.9 % | 0.00 | ||
4187 | Osaka Organic Chemical Industry | 2.23 % | 740 M | 2.3 % | 0.00 | ||
4094 | Nihon Kagaku Sangyo | 2.23 % | 236 M | 2.1 % | 0.00 | ||
4109 | Stella Chemifa | 4.05 % | 288 M | 1.9 % | 0.00 | ||
4189 | KH Neochem | 3.97 % | 1 B | 2.9 % | 0.00 | ||
4028 | Ishihara Sangyo Kaisha | 3.49 % | 443 M | 2.0 % | 0.00 | ||
4203 | Sumitomo Bakelite | 3.34 % | 2 B | 2.2 % | 0.00 | ||
4623 | Asahipen | 3.23 % | 65 M | 3.2 % | 0.00 | ||
4183 | Mitsui Chemicals | 3.19 % | 5 B | 3.3 % | 0.00 | ||
4022 | Rasa Industries | 3.05 % | 122 M | 3.3 % | 0.00 | ||
4182 | Mitsubishi Gas Chemical | 3.03 % | 4 B | 3.6 % | 0.00 | ||
4205 | Zeon | 2.96 % | 2 B | 2.1 % | 0.00 | ||
4220 | Riken Technos | 2.96 % | 283 M | 3.4 % | 0.00 | ||
4956 | Konishi | 2.92 % | 528 M | 2.0 % | 0.00 | ||
4636 | T&K Toka | 2.81 % | 155 M | 3.4 % | 0.00 | ||
4045 | Toagosei | 2.79 % | 1 B | 2.4 % | 0.00 | ||
4406 | New Japan Chemical | 2.72 % | 86 M | 1.6 % | 0.00 | ||
4082 | Daiichi Kigenso Kagaku Kogyo | 2.70 % | 302 M | 2.3 % | 0.00 | ||
4229 | Gun Ei Chemical Industry | 2.60 % | 193 M | 2.9 % | 0.00 | ||
4107 | ISE Chemicals | 2.57 % | 170 M | 3.0 % | 0.00 | ||
4064 | Nippon Carbide Industries | 2.54 % | 106 M | 4.0 % | 0.00 | ||
3402 | Toray Industries | 2.49 % | 10 B | 2.2 % | 0.00 | ||
4992 | Hokko Chemical Industry | 2.43 % | 214 M | 2.2 % | 0.00 | ||
4633 | Sakata INX | 2.30 % | 511 M | 2.8 % | 0.00 | ||
4977 | Nitta Gelatin | 2.26 % | 97 M | 1.9 % | 0.00 | ||
4958 | T. Hasegawa | 2.03 % | 1 B | 1.9 % | 0.00 | ||
6988 | Nitto Denko | 1.87 % | 11 B | 2.8 % | 0.00 | ||
4216 | Asahi Yukizai | 1.71 % | 251 M | 2.9 % | 0.00 | ||
5122 | Okamoto Industries | 1.64 % | 648 M | 2.3 % | 0.00 | ||
6490 | Nippon Pillar Packing | 0.17 % | 654 M | 2.2 % | 0.00 | ||
4955 | Agro-Kanesho | 2.09 % | 137 M | 1.7 % | 0.00 | ||
7917 | Fujimori Kogyo | 1.94 % | 640 M | 2.1 % | 0.00 | ||
4613 | Kansai Paint | 1.76 % | 6 B | 1.3 % | 0.00 | ||
4099 | Shikoku Chemicals | 1.50 % | 671 M | 1.8 % | 0.00 | ||
4047 | Kanto Denka Kogyo | 1.40 % | 526 M | 2.1 % | 0.00 | ||
4621 | ROCK PAINT | 1.24 % | 136 M | 2.1 % | 0.00 | ||
4046 | Osaka Soda | 0.97 % | 540 M | 2.3 % | 0.00 | ||
4463 | Nicca Chemical | 3.39 % | 119 M | 2.2 % | 0.00 | ||
4112 | Hodogaya Chemical | 1.99 % | 327 M | 1.6 % | 0.00 | ||
4462 | Ishihara Chemical | 1.98 % | 181 M | 1.6 % | 0.00 | ||
4031 | Katakura & Co-op Agri | 1.82 % | 91 M | 4.6 % | 0.00 | ||
4975 | JCU | 1.79 % | 1 B | 1.8 % | 0.00 | ||
4966 | C.Uyemura | 1.77 % | 738 M | 1.6 % | 0.00 | ||
4368 | Fuso Chemical | 1.52 % | 1 B | 1.5 % | 0.00 | ||
4091 | Nippon Sanso | 0.89 % | 10 B | 1.4 % | 0.00 | ||
7927 | Muto Seiko | 4.61 % | 30 M | 3.3 % | 0.00 | ||
4367 | Koei Chemical | 4.42 % | 104 M | 3.7 % | 0.00 | ||
4968 | Arakawa Chemical Industries | 4.30 % | 205 M | 3.9 % | 0.00 | ||
4471 | Sanyo Chemical Industries | 4.04 % | 1 B | 3.2 % | 0.00 | ||
3101 | Toyobo | 3.62 % | 993 M | 3.2 % | 0.00 | ||
5013 | Yushiro Chemical Industry | 3.39 % | 128 M | 3.4 % | 0.00 | ||
4979 | OAT Agrio | 3.10 % | 103 M | 2.9 % | 0.00 | ||
4617 | Chugoku Marine Paints | 3.03 % | 399 M | 3.8 % | 0.00 | ||
4972 | Soken Chemical & Engineering | 3.01 % | 126 M | 3.8 % | 0.00 | ||
4611 | Dai Nippon Toryo | 2.98 % | 205 M | 2.8 % | 0.00 | ||
4228 | Sekisui Kasei | 2.46 % | 197 M | 3.2 % | 0.00 | ||
4114 | Nippon Shokubai | 12.38 % | 2 B | 2.2 % | 0.00 | ||
7940 | Wavelock | 4.42 % | 63 M | 4.3 % | 0.00 | ||
4061 | Denka | 4.32 % | 3 B | 3.8 % | 0.00 | ||
4042 | Tosoh | 3.79 % | 5 B | 4.0 % | 0.00 | ||
4208 | Ube Industries | 3.67 % | 2 B | 4.7 % | 0.00 | ||
4627 | Natoco | 3.57 % | 99 M | 3.5 % | 0.00 | ||
4634 | Toyo Ink SC | 3.39 % | 954 M | 4.2 % | 0.00 | ||
4119 | Nippon Pigment | 3.31 % | 39 M | 3.8 % | 0.00 | ||
4409 | Toho Chemical Industry | 3.30 % | 96 M | 2.9 % | 0.00 | ||
4215 | C.I.TAKIRON | 3.27 % | 467 M | 3.7 % | 0.00 | ||
3553 | Kyowa Leather Cloth | 2.97 % | 136 M | 3.9 % | 0.00 | ||
4631 | DIC | 2.94 % | 2 B | 3.5 % | 0.00 | ||
4118 | Kaneka | 2.84 % | 2 B | 2.7 % | 0.00 | ||
7966 | LINTEC | 2.84 % | 2 B | 3.5 % | 0.00 | ||
4027 | Tayca | 2.45 % | 247 M | 2.3 % | 0.00 | ||
7942 | JSP | 2.16 % | 419 M | 3.0 % | 0.00 | ||
5384 | Fujimi | 2.12 % | 2 B | 3.0 % | 0.00 | ||
4097 | Koatsu Gas Kogyo | 2.09 % | 361 M | 2.0 % | 0.00 | ||
4102 | Maruo Calcium | 2.05 % | 27 M | 2.2 % | 0.00 | ||
4998 | Fumakilla | 1.94 % | 172 M | 1.5 % | 0.00 | ||
4612 | Nippon Paint | 1.20 % | 25 B | 0.6 % | 0.00 | ||
4620 | Fujikura Kasei | 3.43 % | 139 M | 3.2 % | 0.00 | ||
4092 | Nippon Chemical Industrial | 2.95 % | 209 M | 3.0 % | 0.00 | ||
4116 | Dainichiseika Color & Chemicals | 2.73 % | 355 M | 3.1 % | 0.00 | ||
7908 | Kimoto | 2.70 % | 92 M | 2.9 % | 0.00 | ||
4005 | Sumitomo Chemical | 2.62 % | 8 B | 3.6 % | 0.00 | ||
4043 | Tokuyama | 2.55 % | 1 B | 3.0 % | 0.00 | ||
4365 | Matsumoto Yushi-Seiyaku | 1.98 % | 302 M | 2.7 % | 0.00 | ||
4063 | Shin-Etsu Chemical | 1.59 % | 71 B | 2.4 % | 0.00 | ||
4461 | DKS | 1.39 % | 285 M | 2.8 % | 0.00 | ||
7928 | Asahi Kagaku Kogyo | 1.38 % | 21 M | 2.1 % | 0.00 | ||
4963 | Seiko PMC | 2.74 % | 193 M | 1.8 % | 0.00 | ||
4626 | Taiyo | 2.33 % | 2 B | 1.7 % | 0.00 | ||
4615 | Shinto Paint | 1.94 % | 51 M | 2.8 % | 0.00 | ||
4976 | Toyo Drilube | 1.84 % | 31 M | 1.5 % | 0.00 | ||
5018 | MORESCO | 1.82 % | 93 M | 3.6 % | 0.00 | ||
4990 | Showa Chemical Industry | 1.81 % | 40 M | 1.1 % | 0.00 | ||
8152 | SOMAR | 1.79 % | 35 M | 2.7 % | 0.00 | ||
4635 | Tokyo Printing Ink | 1.76 % | 52 M | 3.4 % | 0.00 | ||
4025 | Taki Chemical | 1.57 % | 436 M | 0.8 % | 0.00 | ||
4624 | Isamu Paint | 1.43 % | 59 M | 1.6 % | 0.00 | ||
5142 | Achilles | 1.30 % | 173 M | 2.2 % | 0.00 | ||
6776 | Tensho Electric Industries | 0.71 % | 59 M | 0.8 % | 0.00 | ||
4970 | Toyo Gosei | 0.44 % | 1 B | 0.4 % | 0.00 | ||
4275 | Carlit | 1.82 % | 145 M | 2.0 % | 0.00 | ||
4914 | Takasago | 1.71 % | 459 M | 1.8 % | 0.00 | ||
4366 | Daito Chemix | 1.56 % | 98 M | 1.7 % | 0.00 | ||
4999 | Cemedine | 1.17 % | 102 M | 1.3 % | 0.00 | ||
4971 | MEC | 1.01 % | 681 M | 1.5 % | 0.00 | ||
7877 | Eidai Kako | 3.15 % | 20 M | 4.0 % | 0.00 | ||
4625 | Atomix | 2.45 % | 33 M | 2.4 % | 0.00 | ||
4113 | Taoka Chemical | 2.29 % | 204 M | 1.4 % | 0.00 | ||
4004 | Showa Denko K.K | 2.27 % | 4 B | 3.5 % | 0.00 | ||
4616 | Kawakami Paint Mfg. | 2.07 % | 28 M | 1.7 % | 0.00 | ||
4078 | Sakai Chemical Industry | 3.64 % | 332 M | 2.7 % | 0.00 | ||
4235 | Ultrafabrics | 2.64 % | 117 M | 1.5 % | 0.00 | ||
7899 | MICS Chemical | 2.26 % | 15 M | 2.7 % | 0.00 | ||
3401 | Teijin | 2.11 % | 2 B | 2.8 % | 0.00 | ||
4962 | Goo Chemical | 1.74 % | 61 M | 2.0 % | 0.00 | ||
3878 | Tomoegawa | 1.65 % | 79 M | 2.4 % | 0.00 | ||
4185 | JSR | 1.61 % | 8 B | 2.4 % | 0.00 | ||
5381 | Mipox | 1.77 % | 112 M | 2.3 % | 0.00 | ||
4628 | Sk Kaken | 0.25 % | 898 M | 0.9 % | 0.00 | ||
4100 | Toda Kogyo | • | 165 M | 4.1 % | 0.00 | ||
6619 | W-SCOPE | • | 432 M | 0.1 % | 0.00 |
Industry Average Yield: •
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio |
---|
Industry Average Yield: 8.68 %
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio | |
---|---|---|---|---|---|---|---|
1COV | Covestro | 8.68 % | 11 B | 4.4 % | 0.00 |
Industry Average Yield: 4.42 %
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio | |
---|---|---|---|---|---|---|---|
1COV | Covestro | 8.70 % | 11 B | 3.1 % | 0.00 | ||
IBU | IBU tec advanced materials | 0.13 % | 223 M | 0.8 % | 0.00 |
Industry Average Yield: •
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio |
---|
Industry Average Yield: •
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio |
---|
Industry Average Yield: •
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio |
---|
Industry Average Yield: •
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio |
---|
Industry Average Yield: •
Calculated as the simple average of the dividend yields of a company in this group.
Ticker | Company | Div.Rating | Dividend Yield | Market Capitalization | Average Yield, 5y | P/E ratio |
---|
Dividends represent one part of the company’s profits from the previous period. The company distributes them between its owner-shareholders. Businesses may pay out dividends, but they are not obliged to. The method that is used to calculate the dividend is described in the company's dividend policy or articles of association. The clearer and more transparent the calculation principle, the more investors love the company. Many factors affect whether dividends are paid out. The main ones are the need for financing by major shareholders and tax optimization. So, if the state in the person of a fund or state-supported organization is one of the shareholders, the payment of regular dividends is practically guaranteed. The same is true, but to a lesser extent, in the case of a serious debt burden that is incurred by one of the business owners.