# Calculators  →  Interest

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#### Annuity Payment Factor, PV

The annuity payment factor is used to simplify calculations for an annuity payment. The formula is specifically for simplifying annuity payment calculations when the present value of the annuity is known(in contrast to the future value being known).

#### Annuity Payment from Future Value

The annuity payment formula is used to calculate the cash flows of an annuity when future value is known. An annuity is denoted as a series of periodic payments.
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#### Annuity Payment, PV

The annuity payment formula is used to calculate the periodic payment on an annuity. An annuity is a series of periodic payments that are received at a future date.

#### Asset Turnover Ratio

The formula for the asset turnover ratio evaluates how well a company is utilizing its assets to produce revenue
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#### Asset to Sales Ratio

The asset to sales formula can be used to compare how much in assets a company has relative to the amount of revenues the company can generate using their assets.

#### Average Collection Period

The average collection period is the amount of time it takes for a business to receive payments owed in terms of accounts receivable.

#### Balloon loan payment

The balloon loan payment formula is used to calculate the payments on a loan that has a balance remaining after all periodic payments are made

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#### Continuous Compounding

The continuous compounding formula is used to determine the interest earned on an account that is constantly compounded, essentially leading to an infinite amount of compounding periods
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#### Doubling Time

The Doubling Time formula is used in Finance to calculate the length of time required to double an investment or money in an interest bearing account

#### Doubling Time Continuous Compounding

The doubling time formula with continuous compounding is the natural log of 2 divided by the rate of return
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#### Future Value Of Annuity Due Payment

Online calculator to calculate the future value of investments based on annuity payment, interest rate and number of payments

#### Future Value of Annuity Due, FVAD

The future value of annuity due formula is used to calculate the ending value of a series of payments or cash flows where the first payment is received immediately.
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#### Future Value of Annuity, FVA

The future value of an annuity formula is used to calculate what the value at a future date would be for a series of periodic payments
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#### Future Value of Growing Annuity, FVGA

The formula for the future value of a growing annuity is used to calculate the future amount of a series of cash flows, or payments, that grow at a proportionate rate
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#### Growing Annuity Payment, GAP

The growing annuity payment from present value formula shown above is used to calculate the initial payment of a series of periodic payments that grow at a proportional rate

#### Loan to Value Ratio, LVR

The formula for the loan to value ratio is most commonly referenced in auto loans and mortgages, but can be applied to any loan that is secured with collateral including boat loans, RV loans, and certain types of commercial loans.

#### Net Working Capital, NWC

The formula for net working capital (NWC), sometimes referred to as simply working capital, is used to determine the availability of a company's liquid assets by subtracting its current liabilities

#### Preferred Stock, PV

A preferred stock is a type of stock that provides dividends prior to any dividend paid to common stocks

#### Present Value of Annuity Due Payment

Online calculator to calculate the present value of investments based on annuity payment, interest rate and number of payments

#### Present Value of Perpetuity

A perpetuity is a type of annuity that receives an infinite amount of periodic payments

#### Present Value of Stock with Zero Growth

The formula for the present value of a stock with zero growth is dividends per period divided by the required return per period